How to Make Your Will Valid in Both India and the UAE

For countless Non-Resident Indians (NRIs) living across the UAE — in Dubai, Abu Dhabi, Sharjah, or Ras Al Khaimah — the journey abroad begins with hard work, ambition, and a better life for the family. Yet, no matter how global your life becomes, your financial and emotional roots in India remain.

But multiple countries also mean multiple legal systems — and that makes dual-valid Wills essential. According to the Bar Council of India’s recommended estate-planning practices and global estate-law references like “The Complete Guide to Wills, Estates & Trusts” (Alexander A. Bove Jr.) and “Make Your Own Will” (Denis Clifford, Nolo Press), anyone holding assets across jurisdictions must ensure their Will is compliant in each country.

Let’s simplify how NRIs can create a Will that is legally valid in both India and the UAE.


1. Why Dual Validity Matters for NRIs

Your life may span borders — but your assets don’t move with you.
Most NRIs hold:

  • Property and financial investments in India
  • Salary accounts, real estate, or local investments in the UAE

Each country has its own inheritance rules:

In India:

Governed primarily by the Indian Succession Act, 1925, and additional community-specific laws.

In the UAE:

Options depend on your personal status:

  • Sharia-based inheritance (default for Muslims)
  • Non-Muslim Wills via the DIFC Wills Service, Abu Dhabi Judicial Department (ADJD), and the Dubai Courts Non-Muslim Wills System

The Indian Bar Association’s 2020 succession-law recommendations emphasize that when a person’s assets lie in two or more countries, a properly constructed Will should clearly specify jurisdiction, applicable law, and asset location to avoid disputes.

A Will that works in only one country may leave your family dealing with unnecessary paperwork, delays, or legal uncertainty in the other.


2. Start with a Clear List of Assets in Both Countries

Every international estate-planning book, including Howard M. Zaritsky’s “Planning and Administering International Estates”, stresses that global estate planning begins with an asset inventory.

Assets in India may include:

  • Residential or commercial property
  • Bank accounts, FDs, NRE/NRO deposits
  • Mutual funds or Demat holdings
  • Gold or movable assets
  • Ancestral property rights
  • Family-run business shares

Assets in the UAE may include:

  • Apartments or villas (freehold or leasehold)
  • UAE bank accounts and salary accounts
  • Local investments, insurance, or gratuity benefits
  • Vehicles and personal assets

This list helps ensure your Will — or your two separate Wills — cover every asset correctly and legally.

Platforms like WillCraft guide you through this list automatically, so nothing gets missed.


3. Decide Between Separate Wills or One Global Will

International estate-law references such as “International Estate Planning: A Reference Guide” (Leigh-Alexandra Basha) and the IBA’s Cross-Border Succession Guidelines provide two recommended approaches for multinational estates:

Option A: Separate Wills (Most Recommended)

  • One Will covers Indian assets only
  • One Will covers UAE assets only

Benefits:

  • Each Will follows the country’s local laws
  • Faster probate in both jurisdictions
  • Minimises conflicts between two legal systems
  • Reduces risk of accidental revocation

Option B: One Global Will

A single comprehensive Will that includes both Indian and UAE assets.

Caution:
This must be drafted extremely carefully to avoid rejection by either court. The Bar Council of India specifically notes that multi-jurisdiction Wills require precise wording on “governing law” and “asset situs” to be legally enforceable.

If choosing a global Will, always get it legally reviewed by professionals familiar with both Indian and UAE laws.


4. For Your India Will: Follow Indian Legal Requirements

To ensure your Will is valid under Indian law, it must comply with:

Indian Succession Act, 1925 Requirements

  • You must be an adult (18+) of sound mind
  • The Will must be signed by you
  • It must be attested by two independent adult witnesses
  • Registration is optional but strongly recommended

The Indian Bar Association states that for NRIs, Wills signed abroad should ideally be:

  • Notarized
  • Apostilled (depending on the country)
  • Packaged with a self-declaration of intention

This ensures acceptance by Indian courts during probate.

Platforms like WillCraft ensure your Indian Will follows each legal step precisely.


5. For Your UAE Will: Understand the Local Inheritance Rules

UAE law provides clear options for expatriates:

DIFC Wills & Probate Registry (Dubai and Ras Al Khaimah)

The most popular option for NRIs and other expatriates.
It allows you to:

  • Register a legally binding Will
  • Choose your own country’s inheritance laws
  • Specify guardians for minor children
  • Avoid Sharia inheritance application

Abu Dhabi Judicial Department (ADJD)

Allows non-Muslims to register Wills valid across all Emirates.

Benefits include:

  • Digital registration
  • English-language Wills recognised
  • Strong legal acceptance by banks and property registries

Estate-planning books like “The International Succession Guide” highlight that UAE Will registration greatly strengthens enforceability, removing uncertainty for expatriate families.


6. Avoid Conflicts Between India and UAE Wills

If you choose two separate Wills, they must be drafted correctly.
According to “The ABA Guide to Wills & Estates”:

  • Each Will must explicitly state it applies only to the assets in that country
  • One Will must not invalidate or override the other
  • Executors must be clearly defined

A poorly drafted pair of Wills can unintentionally revoke each other — a common mistake globally.


7. Appoint the Right Executors in Both Countries

The executor manages the implementation of your Will.

Executor for India:

Choose someone familiar with Indian property, banks, and legal procedures.

Executor for the UAE:

Choose someone who can operate in the UAE or appoint a legal representative.

Global references like “The Executor’s Guide” (Mary Randolph, Nolo Press) underline that choosing executors with a strong local presence reduces delays and confusion significantly.


8. Keep Original Copies Secure and Review Regularly

To maintain legally valid Wills:

  • Store originals safely — ideally one in India, one in the UAE
  • Share location details with your executors
  • Review your Will every 2–3 years
  • Update after major life or financial events

The Indian Bar Council’s advisory on testamentary documents recommends regular reviews to keep Wills relevant and dispute-free.


Common Mistakes NRIs Should Avoid

  • Believing one Will works worldwide
  • Relying solely on nominations (they do NOT override Wills)
  • Creating Wills with overlapping jurisdictions
  • Leaving assets unlisted
  • Using unclear or informal language

Top Will-creation books repeatedly warn that unclear Wills cause the highest number of inheritance disputes.


Make It Simple with WillCraft

Writing Wills for two countries may sound complex, but technology now makes the process smooth and clear.

WillCraft is India’s most trusted online Will-creation platform for NRIs. It allows you to:

  • Create a Will from anywhere in the world
  • Add Indian and overseas assets
  • Get legally compliant formatting based on Indian law
  • Access guidance for cross-border Will creation
  • Update your Will anytime
  • Store documents securely in encrypted vaults

WillCraft bridges traditional legal requirements with modern digital convenience — ensuring your legacy is protected across borders.


Final Thought

Your wealth represents your journey — where you started, what you built, and whom you built it for.
A Will valid in both India and the UAE ensures your story continues exactly the way you intend — without legal battles, delays, or confusion.

As the Indian Bar Association emphasizes, a properly structured Will is the greatest gift of clarity you can leave behind for your family.

Let your legacy cross borders as gracefully as your life did.


Start Your Dual-Country Will Today with WillCraft

📞 Call: 9595889988
📧 Email: accounts@willcraft.co.in